Budget Like A ProFuture spending planner
Know what you can afford
before you spend it
Plan future spending around your income, bills, savings and goals — so you can enjoy your money without losing sight of your future.
Try it without an accountAvailable over the next 3 months
£3,240
- Income
- £6,000
- Bills
- − £2,160
- Savings
- − £600
- Future spending
- − £1,200
Remaining planned money
£2,040
Illustrative figures only. Your result depends on the information you enter. Budget Like A Pro is a planning tool, not financial advice.
The problem
Budgeting tells you where your money went.
Useful history—but often too late for the decision in front of you today.
Everything arrives too late
A category breakdown cannot change a purchase you already made.
Yearly bills ambush you
Predictable annual costs still disappear from a monthly view.
No clear line
Without a forward figure, spending can feel like guesswork.
The difference
Budget Like A Pro tells you what you can afford next.
Add the thing you are considering—a holiday, a weekend away, a larger purchase—and see how it changes the months ahead.
The point is not another spending report. It is a clearer decision before money leaves your account.
Try your own numbersHow it works
From what comes in to what is truly available.
- 01
Add your real picture
Income, bills, savings and commitments.
- 02
Add future spending
Choose the cost and when you expect to pay.
- 03
See the impact
Review what appears available over 3, 6 and 12 months.
Real-life planning
See the holiday before you book it.
A £1,200 holiday in six months means setting aside £200 each month.
With £320 available before the holiday, that leaves £120 a month for everything else. At four months away, the monthly effect becomes £300. That difference is easier to understand before booking.
Plan a holidayBuilt for trust, not pressure.
You can use the public planners without an account and enter figures manually.
Bank connection is optional and handled through a regulated open-banking provider. We explain assumptions clearly and never describe an estimate as guaranteed.
Read about securityYour next purchase deserves a view of what comes after it.
Build your plan, add future spending and see the effect before you decide.
Questions people ask
How is this different from a budgeting app?
Budgeting apps mostly categorise money you've already spent. Budget Like A Pro looks forward: it takes your income, bills, savings and known future costs and shows what appears available in the months ahead.
Do I need to connect a bank account?
No. You can enter everything by hand. Connecting an account through a regulated open-banking provider simply keeps your plan up to date on its own.
Can I try it without signing up?
Yes. Every calculator on the site is free and needs no account, including the future spending planner and the holiday budget calculator.